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Health Insurance covers medical and surgical expenses. According to the health insurance coverage , either the insured pays out of pocket cost and is then reimbursed or the insurer makes payment directly to the provider.
Health insurance covers 5 Plans:
Platinum: It covers 90% of medical cost,
Gold: It covers 80% of medical cost,
Silver: It covers 70% of medical cost,
Bronze: It covers 60% of medical cost,
Catastrophic: It covers less than 60% of average cost care.